Term Loan
We provides Term Loans to RBI registered and active NBFCs and Financial Institutions, designed to support onward lending and portfolio growth. Our financing solutions are designed to support our lending partners in augmenting their funding capacity and expanding their credit outreach to eligible end borrowers. We follow a structured credit assessment approach, with financing solutions tailored to the borrower’s business profile, portfolio quality, financial strength and funding requirements.
Key Features
NBFC’s Financing
Term Loans are offered to eligible NBFCs and Financial Institutions as part of our NBFC’s lending solutions.Exclusively for Onward Lending
The facility is intended for onward lending to eligible customers and shall be utilised in accordance with the sanctioned purpose and applicable regulatory requirements.Structured Financing
Loan structures are designed based on the borrower’s funding requirement, credit profile, portfolio characteristics and repayment capacity.Competitive Pricing
Interest rates are determined based on the borrower’s financial profile, credit assessment, portfolio quality, facility structure and other relevant factors.Relationship-Focused Approach
We seek to build long-term relationships with lending institutions through transparent processes, responsive service and structured financing solutions.The facility enables eligible lending institutions to:
- Augment their lending capacity
- Support growth in their loan portfolio
- Meet funding requirements for onward lending
- Expand credit access to eligible customers
- Strengthen their institutional borrowing base
Eligible Borrowers
Our Term Loan facility is available to eligible:
- Non-Banking Financial Companies (NBFCs)
- Financial Institutions
- Other eligible regulated lending entities
Eligibility is subject to our internal credit assessment, applicable policies, regulatory requirements and fulfilment of applicable terms and conditions.
Why Partner With Laxmi India Finance?
We aim to support eligible lending institutions with responsible and structured financing solutions.
Our approach is built around:
Strong credit assessment
Responsible lending practices
Transparent processes
Timely execution
Long-term institutional relationships
Frequently Asked Questions
Term Loan is a financing facility provided to eligible NBFCs and financial institutions to support their lending activities, subject to the sanctioned purpose and applicable regulatory requirements.
Partner With Us
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